International Financial Group Ltd  works with multiple lending sources such as banks, portfolio lenders, hedge funds, private family offices, and private lenders to help our clients obtain their financing needs regardless of their credit.

Multifamily Financing

• Rates: 4.75%+
• Loan amount: $300,000-$50,000,000
• Loan Purpose: Purchase, Refinance, Cash Out
• Property types: Multifamily, Light Industrial, Mixed-Use, 
  Office, Retail, Self-Storage, Mobile Home Parks, Single Family Pool
• LTV:  80%
• FICO:  500+
• Occupancy: Investor 
• Terms: 30 years (5,7,10 Year Hybrid)
• Income: Full, Lite, Stated programs 
• Location: Nation Wide

​Mezzanine Financing:

Loan Amount: $3,000,000 to $500,000,000

International financial Group Ltd. has the expertise and ability to provide mezzanine and equity capital to lower to mid-market companies. Our team has the ability to provide several structures including but not limited to subordinated debt with or without warrants and equity investments taking either a minority or majority position in the business. This can be for growth capital, management buyouts, recapitalization, shareholder dividends, and strategic acquisitions.

Bridge & Hard Money:

• Loan Size: $1,000,000 to $100,000,000
• Lending Area: National and International
• Collateral: We lend to mainly on commercial real-estate, including raw land and development projects
• Interest Rate: 8.95% to 14% Interest Rates vary depending collateral
• Amortization: Interest Only
• LTV: Up to 80%
• Origination Fee: 1 to 4%
• Closing time: 5 Days to 1 Month

​IFG's  Special Platinum Property Bridge Loan Program:

This program applies to income producing properties only. Rates are very competitive and require strong borrowers.

Program highlights

• Loan Size: $2MM to $15MM
• Borrower Credit: Very good and additionally has to be financially strong
• LTV: Up to 75%
• Rate: 5% to 7%
• Term: 1 to 3 years Interest Only
• Property Types: Office, Retail, Industrial, Multi-Family, Manufactured Housing, Hospitality, Assisted Living/Congregate, Condominiums, Self Storage, Special Use Internatiuonal Financial Group Ltd brings experience and integrity to funding your Bridge and Hard Money Loans.

​

Stated Income Commercial Real Estate Loans:

A stated income commercial loan is generally more concerned with the piece of real estate rather than the borrower’s credit history. The property income value must be capable of servicing the mortgage, taxes, and insurance for a state income commercial loan to be approved. An advantage to a state income commercial loan over a traditional commercial loan is that the approval process is much quicker because there are fewer documents involved in order for the borrower to qualify.

Loan Parameters

• Up to 70% LTV – 1-4 Unit Non-Owner Occupied Investment Properties
• Up to 75% LTV – 5+Unit Multifamily and Mixed Use (must DSCR at 1.25 and credit above 700 for 75% ltv)
• Up to 65% LTV – Office, Retail, Warehouse, Self-Storage, Auto Service
• 600 Credit Score to qualify
• $100K – $5M
• Purchase, Refinance, & Cash-out Refinance
• W-2 or self employed

Commercial Development & Construction Loans:

We don’t credit score on our applicants for this program. Our team makes all the decisions in house and we employ a multi angle underwriting approach to each transaction that allows our team to make a decision quickly without going to committees. There are no upfront fees or countless delays in obtaining financing. Our process is straight forward and simple. Below are the details and parameters to our innovative program.

Program Highlights

• Nationally. We can look at International projects on a case by case basis.
• Loan Amount: $3,000,000 to $50,000,000
• Funding time: 45 days or less. Yes, we can typically fund the project in this time frame.
• Interest Rate: 5% to 9% Fixed (1% rates for Churches)
• Amotorization: up to 25 years
• Term: 5 years – Also can structure a construction to permanent loan with interest only during draw down periods.
• Points: Up to 3% to be paid at closing
• Fees: None
• Non Recourse
• Collateral: Hard assets such as real estate, land or equipment.

Depending on the project there are some cases where we will take an equity stake in the project.

Borrower Requirements

The ability to have at least 10% liquid cash of the project size to put into your project. This is a must and non-negotiable
Must have the ability to demonstrate that you can perform on your project with a good business plan

Industries we are aggressively looking to finance

Construction and Development, Hospitality, Office, Multifamily, Retail, Golf Courses, Oil and Gas Industry, Special Use Properties, Mining, Churches and many more.